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Get Quick and Easy Home Loan, Apply Now!

Secure your future with our home loans boasting the most competitive ROI available. Get the green light in just 48 hours and step into your new home sooner than you think.

Home Loan Features

  • Low Interest Rates
  • Minimal Documentation
  • Loan Of Rs. 15 Crore
  • Approval In 48 Hours
  • Tenure Of Up To 40 Years

Features and Benefits of our Home Loan

Explore a myriad of institutions offering top-notch home loan rates with unmatched affordability in EMIs. Your dream home awaits!

  • Home Construction Loan: Transform your plot into a dream home with our house construction loan. Whether building from scratch or renovating, we've got you covered with tailored financial support for every step of your home construction journey.
  • Home Extension Loan: Expand your horizons with our Home Extension Loan, designed to finance your home's growth. Whether it's adding an annex, extending a building, or constructing another floor, we're here to make your vision a reality.
  • Home Improvement Loan: Elevate your living standards with our Home Improvement Loan, catering to all your renovation needs. From updating furniture to fixing faulty lighting, we're here to fund your journey to a better home.
  • NRI Home Loan: Realize your dream of owning property in India with our NRI Home Loan. Tailored for patriotic Non-Resident Indians, we streamline the application process, ensuring your journey to homeownership is smooth and hassle-free.

Home Loan Eligibility

Age

  • Start your loan journey at 21, with maturity capped at 65. Our age criteria ensure eligibility for your financial aspirations.
  • Salaried Person - 21 years to 58 years
  • Self-Employed Person - 25 years to 65 years

Income

  • Salaried Person - Minimum Rs. 12,000 per month
  • Self-Employed Person - Minimum Rs. 2,00,000 per year

Employment

  • Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
  • Self-Employed Person - Minimum 3 years of Experience in the current field

Credit Score

  • A credit score of 750 is considered a good score for approval.

Documentation for Home Loan

Income Proof Documents

Salaried Individuals

  • Form 16
  • Employee Identity Card
  • 3 Months Salary Slip
  • 6 Month Bank Account Statement
  • Duration of Employment Evidence

Self-Employed Individuals

  • PAN
  • Trade License
  • Partnership Deed
  • Article of Association(AOA)
  • Memorandum of Association(MOA)
  • Import Export Code
  • SEBI Registration Certificate
  • ROC Registration Certificate
  • Financial Statement Audited by CA
  • Profit & Loss Account Statement
  • Balance Sheet
  • 6 Months Bank Account Statement
  • Professional Practice License for Doctors, Consultants, etc
  • Registration Certificate of Establishment for Shops, Factories, and Other Establishments
  • Business Address Proof

Documents Required from all Non-Resident Indians (NRIs) Applicants

  • Income Proof Documents for NRI
  • Property Papers
  • Property Documents
  • Sale Deed
  • Stamped Agreement of Sale
  • Allotment Letter
  • No Objection Certificate or NOC
  • Housing Society
  • Builder
  • Possession Certificate
  • Land Tax Receipt
  • Construction Cost Estimate
  • Bank Account Statement of Payment Made to Seller or Builder
  • Payment Receipt of Payment Made to Seller or Builder
  • Incase of resale property share certificate is required
  • Occupancy Certificate
  • Home loan fees and charges differ by lender and case. Refer to the table for an overview.

    ParticularsCharges
    Loan Processing Fees0.5% to 4% of Loan Amount
    Loan CancellationUsually 3000 to 5% of Loan Amount
    Stamp Duty ChargesAs per the Value of the Property and State Tax
    Legal FeesAs per actuals
    EMI / Cheque BonusApprox 499/- to 599/-
  • Lenders may impose additional fees like documentation, verification, duplicate statement, NOC certificate, and swap charges on your personal loan.